podnest IFSC Code Finder Report
Generated on:
IFSC Code Finder
Find IFSC codes, MICR codes, and branch details for Indian banks instantly.
Professional IFSC Code Finder for Banking Transactions
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code that uniquely identifies bank branches participating in electronic fund transfers in India. This code is essential for NEFT, RTGS, and IMPS transactions, ensuring accurate routing of funds between banks. Our comprehensive IFSC code finder helps you locate the correct codes for any bank branch across India, along with associated MICR codes and detailed branch information.
IFSC codes follow a specific format: the first four characters represent the bank code, the fifth character is always zero (reserved for future use), and the last six characters identify the specific branch. For example, in the code "SBIN0001234", "SBIN" represents State Bank of India, "0" is the reserved character, and "001234" identifies the particular branch. Understanding this structure helps in verifying the authenticity of IFSC codes and ensuring secure transactions.
Our finder tool provides instant access to IFSC codes, MICR codes (used for cheque processing), complete branch addresses, and contact information. This information is crucial for setting up online banking, making digital payments, receiving salary transfers, and conducting business transactions. The tool supports searches by bank name, branch name, or location, making it easy to find the exact information you need for your banking requirements.
MICR (Magnetic Ink Character Recognition) codes work alongside IFSC codes for cheque-based transactions. While IFSC codes are used for electronic transfers, MICR codes are printed on cheques to facilitate automated processing. Our tool displays both codes together, providing complete information for all types of banking transactions, whether electronic or paper-based.
Privacy & Security: This tool operates entirely on your device without transmitting any search queries to external servers. All bank information is processed locally, ensuring your privacy and security. The sample data provided is for demonstration purposes only. For production use, this tool should be integrated with an authorized and up-to-date banking database from RBI or authorized financial data providers to ensure accuracy and compliance with current banking regulations.
Search Bank Details
Developer Note
This tool uses sample data for demonstration. Replace the static dataset with an authorized banking database from RBI or licensed financial data providers for production use.
Understanding IFSC and MICR Codes
Learn about banking codes, their formats, and usage in digital transactions.
IFSC Code Format
IFSC codes are 11-character alphanumeric codes with a specific structure:
- First 4 Bank identifier (e.g., SBIN for State Bank of India)
- 5th Always zero (0) - reserved for future use
- Last 6 Branch identifier (unique for each branch)
MICR Code Usage
MICR codes are 9-digit numeric codes used for cheque processing:
- First 3 City code (identifies the city)
- Next 3 Bank code (identifies the bank)
- Last 3 Branch code (identifies the branch)
When to Use IFSC and MICR Codes
Important Security Notice
Always verify IFSC and MICR codes from official bank sources before making transactions. Double-check all details to ensure secure and accurate fund transfers. This tool provides sample data for demonstration purposes only.